Maine Workers' Compensation Guide — Benefits, Claims & Rights
Workers' compensation coverage, benefits, filing deadlines, and dispute resolution in Maine.
Workers' compensation is a no-fault system — you do not have to prove your employer was negligent to receive benefits. But the process still requires specific steps in a specific order: reporting the injury, filing a formal claim, and getting treatment through authorized providers. If the insurer disputes your claim, the process shifts to hearings and appeals. Acting quickly matters, because most states impose strict deadlines for reporting and filing.
Who Is Covered?
Key Deadlines
Benefit Overview
Workers' compensation in Maine provides several categories of benefits:
| Description | |
|---|---|
| Temporary Total Disability (TTD) | 2/3 of gross average weekly wages (80% of after-tax average weekly wage for injuries before Jan. 1, 2013); Duration of the incapacity §39-A-212 |
| Permanent Partial Disability (PPD) | Yes, impairment and loss-of-earning-capacity benefits available §39-A-213 |
| Death Benefits | 2/3 of gross average weekly wages to dependents for up to 500 weeks (80% of after-tax average weekly wage for injuries before Jan. 1, 2013) §39-A-215 |
| Medical Treatment | All reasonable and necessary medical care related to the work injury |
Medical Treatment
Employer initially selects the treating health care provider; after 10 days from the inception of that care the employee may select a different provider by giving the employer the provider's name and a statement of intention to treat, subject to the employer's right to file a petition objecting (mediation and hearing follow); further changes of provider require employer or Board approval §39-A-206. All reasonable and necessary medical treatment causally related to the workplace injury must be covered by the employer or insurer.
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Frequently Asked Questions
General answers to common questions. Specific outcomes depend on your facts and timing.
If you have a deadline, court notice, or upcoming hearing, mention it when requesting assistance so timing can be evaluated promptly.
- All employers with one or more employees
- All employers with one or more employees
- 2/3 of gross average weekly wages (80% of after-tax average weekly wage for injuries before Jan. 1, 2013)
- Duration of the incapacity
- 60 days from date of injury for injuries on or after Jan. 1, 2020 (30 days for injuries on or after Jan. 1, 2013 and before Jan. 1, 2020; 90 days for injuries before Jan. 1, 2013)
- 2 years from date of injury or the date the employer files a required first report of injury, whichever is later; 6 years from the most recent payment if benefits have been paid