Kentucky Workers' Comp Benefits — TTD, PPD & Medical Coverage

Kentucky workers' compensation provides several types of benefits to injured workers §342.001.

If you are completely unable to work due to your injury, you may receive TTD benefits at 66.67% of average weekly wage §342.730. TTD continues until able to return to work or reaches mmi.

Yes, income benefits based on AMA impairment rating multiplied by occupational multipliers §342.730. PPD benefits compensate you for lasting impairment after you reach Maximum medical improvement.

If a workplace injury results in death, dependents may receive tiered percentages of average weekly wage to dependents (50% to a surviving spouse with no children, plus 15% per child), capped at 75% of the deceased's average weekly wage; plus a $50,000 lump-sum payment to the estate for burial and transportation costs (adjusted annually) §342.750.

All reasonable and necessary medical treatment for the work-related injury is covered. Except in an emergency, the employee selects the single designated physician who coordinates treatment unless the employer provides care through a managed health care system, which may set alternate selection methods; the employee may change designated physicians once, and further changes require showing reasonable cause; designation and further changes follow the Department's procedures — confirm with a lawyer §342.020.

MMI determined by treating or evaluating physician; triggers final impairment rating and permanent income benefit calculation. Once you reach MMI, your temporary benefits typically end and any permanent impairment is evaluated.