Texas Personal Injury Damages — What You Can Recover
Economic damages, non-economic damages, punitive damages, and damage caps in Texas injury claims.
Key rules at a glance
| Rule in Texas | |
|---|---|
| Statute of limitations (personal injury) | 2 years §16.003 |
| Statute of limitations (wrongful death) | 2 years §16.003 |
| Comparative fault rule | Modified comparative fault (51% bar) §33.001 |
| Damage caps | $250,000 per health care provider, $500,000 total for all providers (medical malpractice noneconomic) §74.301; Greater of $200,000 or 2x economic damages plus up to $750,000 non-economic damages (punitive) §41.008 |
Economic damages
Economic damages compensate for objectively measurable financial losses. These are proven through documentation — bills, records, pay stubs, and expert projections:
- Medical expenses — emergency room treatment, surgery, hospitalization, physician visits, physical therapy, prescription medications, diagnostic imaging, and medical devices. This includes both past expenses and projected future medical costs for ongoing treatment.
- Lost wages — income lost during the recovery period, including salary, hourly wages, bonuses, commissions, and the value of sick time, vacation time, or FMLA leave used
- Lost earning capacity — if the injury permanently affects the ability to work, an economist or vocational expert can calculate the difference between pre-injury and post-injury earning ability over the plaintiff's remaining working life
- Property damage — repair or replacement of vehicles, personal items, and other property damaged in the incident
- Out-of-pocket expenses — transportation to medical appointments, home modifications (ramps, grab bars), household help, childcare during recovery, and assistive devices
Non-economic damages
Non-economic damages compensate for losses that are real and significant but harder to quantify. There is no fixed formula — these are assessed by the jury based on the evidence:
- Pain and suffering — the physical pain caused by the injury and experienced during treatment and recovery
- Emotional distress — anxiety, depression, PTSD, insomnia, fear, and the psychological impact of the injury
- Loss of enjoyment of life — the inability to participate in hobbies, activities, sports, or social life that the plaintiff enjoyed before the injury
- Loss of consortium — the impact on the marital or family relationship, including companionship, affection, and intimacy. In Texas, a spouse may bring a separate consortium claim.
- Disfigurement and scarring — permanent physical changes that affect appearance, self-image, and daily life
- Inconvenience and disruption — the ongoing burden of living with the injury's effects
Damage caps in Texas
Texas imposes caps on certain categories of damages that limit recovery regardless of what a jury awards:
- Medical Malpractice Noneconomic: $250,000 per health care provider, $500,000 total for all providers — Applies to physicians, health care providers, and health care institutions separately. No cap on economic damages. §74.301
- Punitive: Greater of $200,000 or 2x economic damages plus up to $750,000 non-economic damages — Cap does not apply to certain offenses including felony causing death, serious injury, or property damage (e.g., DUI, assault). Exemplary damages require proof by clear and convincing evidence (§41.003). §41.008
Punitive damages §41.003
Punitive damages are not about compensating the plaintiff — they are about punishing egregious conduct and deterring similar behavior by others.
Punitive damages in Texas require proof by clear and convincing evidence — a significantly higher burden than the preponderance standard used for Compensatory damages §41.003. They are reserved for conduct involving oppression, fraud, wantonness, or malice.
Termed 'exemplary damages' in Texas. Must prove fraud, malice, or gross negligence by clear and convincing evidence. Unanimous jury finding required (§41.003(d)). Cap per §41.008; exceptions for certain criminal conduct.
How Texas's fault rule affects damages
Under Texas's modified comparative fault rule, damages are reduced by the plaintiff's percentage of fault — but if the plaintiff is 51% or more at fault, recovery is barred entirely. The difference between 50% and 51% fault can mean the difference between a substantial award and zero.
How damages are calculated in practice
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