Texas Power of Attorney — Types & How to Create
Financial and durable powers of attorney — who can manage your affairs if you cannot.
Why a power of attorney matters
Without a POA, if you become incapacitated — from an accident, stroke, or illness — no one can automatically access your bank accounts, pay your bills, manage your investments, or sell your property. Your family would need to petition the court for a conservatorship §1101.001, which is expensive, time-consuming, and public.
Types of powers of attorney
| Durable financial POA | Springing POA | Limited POA | |
|---|---|---|---|
| When it takes effect | Immediately upon signing | Only when you become incapacitated | Immediately, for a specific task |
| Scope | Broad — all financial matters | Broad — all financial matters | Narrow — only the specified transaction |
| Survives incapacity | Yes | Yes (that is its purpose) | Depends on the document |
| Common use | General estate planning | People uncomfortable giving immediate authority | Real estate closings, specific transactions |
| Risk | Agent can act immediately | Proving incapacity can delay access | Limited applicability |
Texas law
In Texas, a power of attorney is not durable by default. You must include specific language stating the power survives your incapacity, or it will terminate when you need it most.
Powers of attorney in Texas are governed by Texas Durable Power of Attorney Act (Tex. Estates Code §§ 751.001–751.251).
Under the Texas Durable Power of Attorney Act (Tex. Estates Code §§ 751.001–751.251), a power of attorney is durable only if it contains express language stating that it is not affected by the principal's subsequent disability or incapacity (or that it becomes effective on the principal's disability or incapacity). Texas provides a statutory form for durable POA. Third parties who refuse to accept a valid POA may face court-ordered compliance and liability for attorney's fees.
What your agent can do
A broadly drafted financial POA authorizes your agent to:
- Access and manage bank and investment accounts
- Pay bills, taxes, and debts
- Buy, sell, or manage real estate
- Handle insurance claims and government benefits
- Make gifts (if the POA specifically authorizes it)
- Manage business interests
Choosing an agent
Your agent should be someone you trust completely with your finances. Consider naming a successor agent in case your first choice is unable or unwilling to serve. The agent has a legal duty to act in your best interest, keep records, and avoid mixing your assets with their own.
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Frequently Asked Questions
General answers to common questions. Specific outcomes depend on your facts and timing.
If you have a deadline, court notice, or upcoming hearing, mention it when requesting assistance so timing can be evaluated promptly.

