What should I do after a traffic accident in Tennessee?

Stop immediately, call 911 if anyone is injured, exchange information, document the scene with photos, and report the accident if damage exceeds $1,500 [§ 55-10-107].

When do I need to report a traffic accident in Tennessee?

You must report an accident if damage exceeds $1,500 [§ 55-10-107], if anyone is injured or killed, or if the other driver leaves the scene. Failure to report can result in additional penalties.

Is Tennessee a fault or no-fault state?

Tennessee is a At-fault (modified comparative negligence — 50% bar) state. This means the at-fault driver's insurance typically pays for damages. Under comparative negligence, your recovery may be reduced by your percentage of fault.

How long do I have to file a lawsuit after an accident in Tennessee?

The statute of limitations for personal injury claims from a traffic accident in Tennessee is 1 year (personal injury), 3 years (property damage). Property damage claims may have a different deadline. Missing the deadline means you lose the right to sue.

Should I hire an attorney after a traffic accident?

If you suffered injuries, significant property damage, or if fault is disputed, consulting an attorney is advisable. Most personal injury attorneys offer free consultations and work on contingency (no fee unless you win).

Topic guideUpdated 2026-02-27

Tennessee Traffic Accidents — Reporting & Legal Rights

Accident reporting requirements, fault system, statute of limitations, and insurance claims in Tennessee.

If you are involved in a traffic accident in Tennessee, you have specific legal obligations and rights. Tennessee is a At-fault (modified comparative negligence — 50% bar) state for accident liability §55-10-107.

What to Do After an Accident

Stop immediately — leaving the scene is a criminal offense

Call 911 if anyone is injured or if damage exceeds $1,500

Exchange information with the other driver (name, insurance, license)

Document the scene with photos and notes

Report the accident to law enforcement if required §55-10-107

Seek medical attention even for minor injuries

Notify your insurance company promptly

Accident Reporting Requirements

You must report an accident in Tennessee if damage exceeds $1,500 or if anyone is injured or killed §55-10-107.

Fault and Insurance

Tennessee follows a At-fault (modified comparative negligence — 50% bar) system:

	Tennessee Rules
Fault System	At-fault (modified comparative negligence — 50% bar)
Reporting Threshold	$1,500 §55-10-107
Statute of Limitations	1 year (personal injury), 3 years (property damage) for personal injury

Statute of Limitations

You have 1 year (personal injury), 3 years (property damage) from the date of the accident to file a personal injury lawsuit in Tennessee under the Statute of limitations. Property damage claims may have a different deadline.

✓Even if you think you were partially at fault, consult an attorney. Tennessee's At-fault (modified comparative negligence — 50% bar) system may still allow you to recover damages depending on the circumstances.

Prepare for Your Consultation

Quick checklist (Traffic Violations)

Gather these before your first consultation.

Traffic citation copy

(date, location, violation code)

Driving record / MVR

(point history, prior violations)

Insurance and registration

(proof of coverage, vehicle reg.)

General preparation tips only. Specific needs depend on your state and violation type.

No Obligation

Ready to Talk to a Lawyer?

Submit a short intake form and a participating Tennessee attorney who handles this type of matter may reach out to you. No commitment required.

Request a Free Consultation →

No attorney-client relationship is created unless you later sign an engagement agreement. Participating attorneys may pay a marketing fee to receive inquiries.

Common Questions