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Topic guideUpdated 2026-02-27

Pennsylvania Traffic Accidents — Reporting & Legal Rights

Accident reporting requirements, fault system, statute of limitations, and insurance claims in Pennsylvania.

If you are involved in a traffic accident in Pennsylvania, you have specific legal obligations and rights. Pennsylvania is a At-fault (modified comparative fault — 51% bar) state for accident liability §75-3746.

What to Do After an Accident

1
Stop immediately — leaving the scene is a criminal offense
2
Call 911 if anyone is injured or if damage exceeds Any injury or death, or vehicle disabled to the point it cannot be driven under its own power and requires towing
3
Exchange information with the other driver (name, insurance, license)
4
Document the scene with photos and notes
5
Report the accident to law enforcement if required §75-3746
6
Seek medical attention even for minor injuries
7
Notify your insurance company promptly

Accident Reporting Requirements

You must report an accident in Pennsylvania if damage exceeds Any injury or death, or vehicle disabled to the point it cannot be driven under its own power and requires towing or if anyone is injured or killed §75-3746.

Fault and Insurance

Pennsylvania follows a At-fault (modified comparative fault — 51% bar) system:

Pennsylvania Rules
Fault SystemAt-fault (modified comparative fault — 51% bar)
Reporting ThresholdAny injury or death, or vehicle disabled to the point it cannot be driven under its own power and requires towing §75-3746
Statute of Limitations2 years for personal injury

Statute of Limitations

You have 2 years from the date of the accident to file a personal injury lawsuit in Pennsylvania under the Statute of limitations. Property damage claims may have a different deadline.

✓Even if you think you were partially at fault, consult an attorney. Pennsylvania's At-fault (modified comparative fault — 51% bar) system may still allow you to recover damages depending on the circumstances.
Prepare for Your Consultation
Quick checklist (Traffic Violations)
Gather these before your first consultation.
Traffic citation copy
(date, location, violation code)
Driving record / MVR
(point history, prior violations)
Insurance and registration
(proof of coverage, vehicle reg.)
General preparation tips only. Specific needs depend on your state and violation type.
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Frequently Asked Questions

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