Nevada Redemption Rights — Reclaiming Your Property After Sale
Reinstatement before sale and statutory redemption after sale — your rights to keep or reclaim your home in Nevada.
Pre-sale reinstatement vs. post-sale redemption
| Reinstatement | Redemption | |
|---|---|---|
| When | Before the foreclosure sale | After the foreclosure sale |
| Amount owed | Arrears + fees + costs | Full loan balance + fees + costs |
| Available in Nevada | Yes — within the statutory cure period, which ends before the scheduled sale (the right may expire several days before the sale date); confirm the exact deadline and reinstatement amount with a lawyer or the beneficiary's payoff statement §107.0805 | No |
| Effect | Loan continues as if no default | Property returned to borrower; sale reversed |
Reinstatement
Nevada allows reinstatement — paying all past-due amounts, fees, and costs to bring the loan current and stop the foreclosure. The deadline to reinstate is within the statutory cure period, which ends before the scheduled sale (the right may expire several days before the sale date); confirm the exact deadline and reinstatement amount with a lawyer or the beneficiary's payoff statement §107.0805.
No post-sale redemption
Nevada does not provide a statutory right of redemption after the foreclosure sale. Once the sale is confirmed and the deed is transferred, the borrower's ownership interest is extinguished.
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Frequently Asked Questions
General answers to common questions. Specific outcomes depend on your facts and timing.
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Related guides
- Deadline: within the statutory cure period, which ends before the scheduled sale (the right may expire several days before the sale date); confirm the exact deadline and reinstatement amount with a lawyer or the beneficiary's payoff statement