Iowa Workers' Comp Benefits — TTD, PPD & Medical Coverage
Temporary total disability, permanent partial disability, death benefits, and medical treatment under Iowa workers' comp law.
Temporary Total Disability (TTD)
If you are completely unable to work due to your injury, you may receive TTD benefits at 80% of weekly spendable earnings (after-tax equivalent), subject to statutory maximum §85.37; §85.33. TTD continues until employee returns to work or is medically capable of returning to substantially similar employment, whichever occurs first.
Permanent Partial Disability (PPD)
Yes; scheduled benefits for specific body members; industrial disability for unscheduled injuries §85.34. PPD benefits compensate you for lasting impairment after you reach Maximum medical improvement.
| Details | |
|---|---|
| TTD Rate | 80% of weekly spendable earnings (after-tax equivalent), subject to statutory maximum §85.37; §85.33 |
| TTD Duration | Until employee returns to work or is medically capable of returning to substantially similar employment, whichever occurs first §85.37; §85.33 |
| PPD | Yes; scheduled benefits for specific body members; industrial disability for unscheduled injuries §85.34 |
| Death Benefits | 80% of average weekly spendable earnings to dependents; reasonable burial expenses up to twelve times the statewide average weekly wage in effect at death §85.31; §85.28 |
Death Benefits
Medical Benefits
All reasonable and necessary medical treatment for the work-related injury is covered. Employer has the right to choose the care; if the employee is dissatisfied, the employee may apply to the commissioner for alternate care §85.27.
Maximum Medical Improvement (MMI)
Treating physician determines MMI; triggers permanent impairment rating and settlement discussions. Once you reach MMI, your temporary benefits typically end and any permanent impairment is evaluated.
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General answers to common questions. Specific outcomes depend on your facts and timing.
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Related guides
- 80% of weekly spendable earnings (after-tax equivalent), subject to statutory maximum
- Until employee returns to work or is medically capable of returning to substantially similar employment, whichever occurs first