Arizona Workers' Compensation Guide — Benefits, Claims & Rights
Workers' compensation coverage, benefits, filing deadlines, and dispute resolution in Arizona.
Workers' compensation is a no-fault system — you do not have to prove your employer was negligent to receive benefits. But the process still requires specific steps in a specific order: reporting the injury, filing a formal claim, and getting treatment through authorized providers. If the insurer disputes your claim, the process shifts to hearings and appeals. Acting quickly matters, because most states impose strict deadlines for reporting and filing.
Who Is Covered?
Arizona requires workers' compensation insurance for the state, local governments and every employer of one or more workers regularly employed in the same business (including part-year employment in the usual course of business); employers of domestic servants are exempt but may elect coverage, and qualifying independent contractors are not treated as employees §23-902; §23-901. The Exclusive remedy doctrine means that in most cases, workers' comp is your sole remedy against your employer for workplace injuries §23-906.
Key Deadlines
Benefit Overview
Workers' compensation in Arizona provides several categories of benefits:
| Description | |
|---|---|
| Temporary Total Disability (TTD) | 66.67% of average monthly wage, subject to statutory maximum; Paid during the period of temporary total disability §23-1045; §23-1041 |
| Permanent Partial Disability (PPD) | Yes; scheduled benefits for enumerated body parts; unscheduled based on loss of earning capacity §23-1044 |
| Death Benefits | 66.67% of average monthly wage to dependents; statutory burial allowance §23-1046 |
| Medical Treatment | All reasonable and necessary medical care related to the work injury |
Medical Treatment
The commission, upon the employee's application or on its own motion, may order a change of physicians if the treatment being furnished endangers or impairs the employee's health §23-1070. All reasonable and necessary medical treatment causally related to the workplace injury must be covered by the employer or insurer.
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Frequently Asked Questions
General answers to common questions. Specific outcomes depend on your facts and timing.
If you have a deadline, court notice, or upcoming hearing, mention it when requesting assistance so timing can be evaluated promptly.
- The state, local governments and every employer of one or more workers regularly employed in the same business (including part-year employment in the usual course of business); employers of domestic servants are exempt but may elect coverage, and qualifying independent contractors are not treated as employees
- The state, local governments and every employer of one or more workers regularly employed in the same business (including part-year employment in the usual course of business); employers of domestic servants are exempt but may elect coverage, and qualifying independent contractors are not treated as employees
- 66.67% of average monthly wage, subject to statutory maximum
- Paid during the period of temporary total disability
- Employee must give notice immediately or as soon as practicable; employer must file report within 10 days
- 1 year after the injury occurred or the right to compensation accrued; the period begins to run when the injury becomes manifest or when the claimant knows or should know of a compensable injury